Feature Requests

I understand that this is a way to get people to sign up for a Rocket Savings account but that also restricts people who have savings accounts elsewhere and want to track goals based off the money they are putting in a separate account. For example, Monarch allows you to set a savings goal and then choose an account you want to use to track it with. Even having multiple savings goals and allocating a certain percentage hypothetically or actually would be nice to see.

We would love to see an automatic integration between budgets and financial goals. It would be helpful to see savings progress tracked throughout the month with our Budgets feature

I'm sure you already know but there is a rule in personal finance world know as the 50/30/20 Rule. This is where 20 % of your take home income goes to savings/investment and debt repayment (Credit cards, loans( not including mortgage), healthcare balances basically anything with a balance), 30% goes to entertainment, celebrations, vacations & Gifts and 50 % goes to utilities, mortgage or rent, bills subscriptions and other reoccurring bill thats not part of a repayment. So the app can be manipulated in a way with the custom groups to kinda give this however having a dedicated 50/30/20 calculator would make so much more sense. It's hard to make the app recognize credit card payments as debt repayments. It would also be nice to have a section for just balance tracking in general I've been using the network section but it's not the same.

Decrease deposit processing time

Round up each transaction and deposit the difference into smart savings

We'd like to be able to have savings deposits go into personal savings accounts.

So we can see how we are spending and adjust to fit into the rule

I would love to be able to set a goal and track my progress without having to move my money into a rocket money account.

I would like to be able to create multiple savings goals and have them each connected to a different bank account.