It would be very helpful to have a tool to budget working off of large sums. I am a student, and my scholarship refunds all come at once, instead of in monthly installments. I pull from them at a set amount each month. I do also work, so maybe something that can combine the two would be really helpful. It would also be nice to have individual bill budgets. One for internet, one for power, for trash services, etc. Makes it easier than having all those funds in just one "bill" category. Also, not sure if this is just a bug, but I don't see a way to create a new budget category on the main budget screen. It's only an option when I click on the budget category icon for a purchase while already in a category.