I had monarch before and I love how they do savings. Rocket needs to let you create a special category that is for savings. I want to be able to track my automated transfers to different savings accounts and I am forced to call that transfer either income or an expense. If I choose to ignore it then I can’t track it via (tags) they need to allow you to make a custom category for “non spending” similar to how they have transfers, riembursments etc.

Frustrated

either offering a competitive HYSA with a decent APY, or allowing me to use my own HYSA/Money management accounts instead of being force to use the in app savings.

I am considering moving to monarch because I would like a soft goals featue, like a goal of $70,000 and reference that to an account like a savings vault for just a visual tracker. I have my own HYSA vaults with Marcus and Sofi that have good interest rates, the current system only allows me to setup a goal and then transfer money to Rocket Money for that tracking feature.

Instead of only being able to allocate money into different savings goals by moving money in, there should be an option to manually track savings goals without moving money. I don't want to lose out on my interest earned by moving my money into the app.

It would be great to be able to set and track goals like savings w/o having to link to your auto transfer program.

Monarch allows me to quickly and easily set savings goals and attach existing accounts to them so I can monitor my progress. I love being able to clearly see my goals laid out and how much money I have towards each one. Rocket Money doesnt have enough focus on savings. Savings and goals are buried in the app rather than treated as a priority. I want to link my own high-yield savings and investment accounts to my goals.