Savings Goals that do not require a Rocket Savings Account.
Arthur Jackson
I understand that this is a way to get people to sign up for a Rocket Savings account but that also restricts people who have savings accounts elsewhere and want to track goals based off the money they are putting in a separate account. For example, Monarch allows you to set a savings goal and then choose an account you want to use to track it with.
Even having multiple savings goals and allocating a certain percentage hypothetically or actually would be nice to see.
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Caleb
I actually thought this was how the feature originally worked. Just now, I finished setting up an high-yield savings account from another bank and was immediately disappointed to see that it was RM's own account. This was super disappointing for me :( I guess I will have to do it manually.
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Audrey
Also I would like my external savings account to be listed even when plaid has disconnected it from the server. It’s long term savings, I don’t need to log in to it through this app every single day.
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Joshua
Our credit union has a 4% savings account. I would much rather our money be earning interest while sitting somewhere for months at a time. Setting up specific accounts for this would be super helpful.
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Ali
I second this! Also maybe I missed something but it should be UBER clearly stated that the money is going into a random account that I can’t access with ease. Like I don’t know if I missed something, but to my understanding, it didn’t really communicate that anywhere
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Debra Spear
100%!
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Debra Spear
Agreed
DJ
Megan Garcia
Agreed! I would like to accrue interest on what I’m saving, especially because some of my saving goals are more long term.
I would also like to use the goals to automatically allocate money towards my debt. Currently trying to pay off my debt and it would be helpful to have the money directly go towards the debt instead of into an account that won’t accrue interest
Daniel
DJ
Merged in a post:
Savings goal without opening a new bank account
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Elioth
Would be great to set a savings goal on an already open accounT and be able to track that. That was one feature from Mint I really liked. With this app, you have to open a new bank account for the smart savings which seems unnecessary.
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