Savings Goals that do not require a Rocket Savings Account. | Feature Requests

Savings Goals that do not require a Rocket Savings Account.

Arthur Jackson

I understand that this is a way to get people to sign up for a Rocket Savings account but that also restricts people who have savings accounts elsewhere and want to track goals based off the money they are putting in a separate account. For example, Monarch allows you to set a savings goal and then choose an account you want to use to track it with.

Even having multiple savings goals and allocating a certain percentage hypothetically or actually would be nice to see.

March 26, 2024

Ross

Couldn’t agree more. I still have to track goals outside of the app because of this limitation.

Plus the benefits that come with accounts like 401k, Roth IRA etc cannot be duplicated with a basic savings account so that’s not really an option for me.

Daniel

Merged in a post:

External Savings as Goal

Ethan Bradley

I need to be able to mark an external savings account as connected to a Rocket Money Savings Goal. That way I can get the benefits of Rocket Money’s tracking features while earning interest.

August 14, 2025

Del-anie

I miss the Mint app by Intuit. It had all these features being sugested here. They merge the budgeting part with credit Karma and it was not the same smh

Ian

Also, all of the other top finance apps have this feature.

Ian

Please, this is such a simple feature. Not everyone wants to set up automatic savings. I already have a savings account, I just want to be able to see a breakout of everything I’m saving for in that one account. Way easier than opening multiple savings account for each goal. Do the right thing here.

Brandon

Strongly agree with this. I don't want to bank with Rocket Money, period. It's an app I use to aggregate data from other banks. Quit trying to be a swiss army knife; pick a function and serve it. Are you an app that charges me a monthly fee, or a bank masquerading as an app that only serves my needs insofar as is necessary to sucker me into forking over cash?

Ryan Metz

Agreed this would make the app perfect for what I want

Del-anie

Absolutely!! Mint by Intuit was the same way. You could set a goal then choose from existing linked accts to track goal progress.

Laura

Yes

Josias

Agreed, being “dumb” goal planning back that doesn’t require auto-transfers as well

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