I am a housewife and I manage a small monthly allowance to cover home and animal expenses. I don’t need any credit score features but what I do need is access to the renaming charges and income, custom tags and categories as well as the unlimited budgets. It is ironic and almost counterproductive to make a budget app that charges monthly fees to people trying to better manage their already confusing expenses. I understand the app needs income to keep up with maintenance, which can be achieved by a purchased app, and more high demand services can be the optional subscription. Your “free” app version is really not useful at all, and my demands and needs are very basic (simple budget and allotment of expenses for a miscellaneous budget). Please provide an option for this as many do not have the means to pay your even your lowest charge per month but as a one time purchase this would be doable. Please do not restrict people who are very tight for income to be able to manage their money smart as well.