The “Safe to Spend” widget on my Home Screen should include my bills minus NET cash instead of “current cash”. Reason being credit cards. If I have $1500 in my account and $500 in bills, not smart or useful to say I have $1000 “Safe to Spend” if I have a $700 of debt on my card. It’s not an accurate safe to spend and there should be an option to include your credit card debt.