In addition to having the normal categories, there should also be subcategories for an expense. This would allow reporting on the subcategory but then also the upper level category.

Example:

Child One - Child One College tuition

Child One - Child One Grocery shopping

This would allow you to see the overall costs of "Child One" as well as the individual subcategory costs. Mint had this and it was very helpful

Have a group like "everything else" in budgets but be able to have multiple categories. for example if you want to budget $400 across "home and garden", "shopping" and "gifts" you don't have to make individual budgets.

I would like to be able to group multiple subcategories into one main category. For example I have a set $ amount for my food budget but I would like to have both "groceries" and "restaurants" to report to that category. It would allow me to maintain a budget while being more detailed in my categorization/tracking

I need sub categories such as under "Auto" would be the categories "gas", "maintenance", "registration", "taxes", etc.

I'd like to have budget groups that can break down into specific line items. This would enable viewing budget spend at a broad category level, and then drill into specific categories to understand trends within a category

So I could have Bills as a category but under Internet, Oil, Gas, etc. This would allow a look at BILLS total but if needed you can break down what each separate item spend was.

I took the time to tag all of my expenses by category (ie., mortgage, groceries, etc). Now I would like to be able to group them into larger categories like Household Expenses, Every Day expenses, Debt, etc. This will help me separate the necessary expenses from the variable ones and allow me to see how we are tracking in an easier fashion. If this cant be created using category features, the ability to create custom reports would be even better.

We need subcategories. I'm not sure I will continue to pay for this app if there aren't subcategories in the transactions.