Rollover budget
R
Rajat
Please add a feature to roll over unspent budget amounts into the next month. Budgets should accrue until spent, and users should be able to transfer surplus funds between categories when balances remain, so leftover money can be saved or reallocated for future purchases.
Juliet
Merged in a post:
Enable a rollover feature on the budget tab
B
Brendan
Please enable a feature where any money not spent on your budget gets added to the next month's budget. For example: If you budget $300 for food in october, and only spend $270, it would be nice to then have the November food budget be updated to $330. This would help visualize and more easily track saving money for larger purchases for certain budgets.
Juliet
Merged in a post:
Roll over budget surplus in categories
C
Christina
If you have a surplus in a category, roll it over to the next month. For example, in a category like Subscriptions, if you spend 250 out of 300 dollars, roll over the additional amount to the next month. I have yearly subscriptions, but divide the yearly total by 12 to save a specific amount monthly. But then when it comes time to pay it, my budget looks way out of wack because it doesn't roll over the budgeted amount.
Fox
Merged in a post:
Budget Transfers capabilities
TSP2
It would be helpful if there was a quick way to transfer budget between categories rather than having to change the budget amounts in both categories manually. Also it would be great to make the transfer and have the option as to whether to update the budget with the transfer in the next month or not ( permanently or just for the month).
Fox
Merged in a post:
Excess of category budget subtracts from Everything else
D
Dylan
If I spend too much in a budget category, I want the excess to come out of my everything else budget and reflect on the budget screen.
R
Robert
yes
Fox
Merged in a post:
Move Shared Expense Paid Early to Next Month's Budget
E
Evan Kurtz
I share rent with my sister. We usually pay our rent on the first of every month. She sends me the money in advance. Sometimes, this means two month's rent share the same budget month.
Currently, there is no way to reassign that split transaction to the next month's budget, which means the budget feature becomes all but useless because it will be thrown off by an entire half of our total rent. I can't plan ahead or keep track of where my budget is at if the main expenditure—our rent—isn't properly accounted for.
If this month's budget includes both this month's and last month's split rent transactions, Rocket Money will show me that my budget is doing tremendously well this month, and might lead me to believe I can safely splurge when this isn't the case.
If this month's budget includes neither this month's nor last month's split rent transactions, Rocket Money will always show me that I'm losing money or won't be saving any money, causing me alarm and making me think I need to go barebones for the rest of the month.
If it's this easy to break the budgeting feature(s), there's no point in me continuing to pay for it.
Fox
Merged in a post:
Transfer funds between budgets
C
Cody Flanders
I would like to be able to allow my budgets to accrue until I use them out of that account. To be able to transfer funds between budgets if I have enough of one budget or any left over. Save for vacations, that kind of thing.
A
Amiee
Tes on this please
C
Craig Bolen
Trialing the software but really need the budget rollover feature. Pretty much all others I am trialing have this feature.
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