Rollover budget
L
Linda
Still looking for that rollover budget option in 2026! If I switch to Monarch, lack of a rollover feature will be the main reason.
A
Aaron
yes
Juliet
Merged in a post:
Rollover Budget
S
S. L.
I have seen a lot of recommendations for this - is there any timeline on when this feature will become available? It would be great to have a real time view of our budgets.
Juliet
Merged in a post:
Enable Budget Rollover (Carry-Over) from month to month
K
Kris
Rollover Budgets:
We need the ability for budget surpluses (positive balances) and deficits (negative balances) to automatically roll over from month to month.
Underspending (Surplus): Remaining funds should add to next month's budget (e.g., if $50 is left in 'Fun,' next month's budget is $50 higher).
Overspending (Deficit): Overspent amounts should subtract from next month's budget (e.g., if overspent by $20 in 'Groceries,' next month's budget is $20 lower).
This feature is essential for accurate zero-based budgeting (saving for irregular expenses) and provides a clearer view of our net spending/saving position across longer periods (like quarterly or annually), rather than having results artificially reset every 30 days.
Currently, budgets in Rocket Money reset completely each month. This makes it difficult for users who need to save up for irregular or larger expenses (e.g., quarterly car insurance, annual travel, or simply building a buffer for an occasional high spending month).
Juliet
Merged in a post:
Rollover Budget
C
Connie
Please add a rollover feature for the budget! It'd make it easier to keep track of how much money we have to spend. Thank you!
S
Sara
Rollover or longer timeframe budgets would be lovely. Would help to account for big annual insurance payments and would be useful for things like refilling a child's lunch money account that I do every 2-3 months.
C
Carla
Agreed, I would really appreciate a rollover budget option. Had this with Mint and it was much easier to make and maintain an annual budget. Considering other apps that may have this now.
V
Valerie
100%! I save for hair salon appointments that I do every 6 months, so there's no spending in that category, then one big spend. Same with Christmas gift spending.
W
Wendy
Absolutely agree with this. Super important for Christmas and other lump sum expenditure periods.
Juliet
Merged in a post:
Rollover budget
C
Chasity
I really need to know a rollover budget. If I give myself $2,000 a year for clothing, and I only spent $200 in January, but it's now July, I want to know how much I can spend the rest of the year. It's rewarding to see that I'm under budget and have more to spend than I may need.
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