Totally agree! The monthly budget emphasizes the spending part (what you can control) and I have to put a lot of fixed expenses there just so I can categorize them better than with just “Bills and Utilities.” It’s a game of pick the less worse scenario - correctly categorize your fixed expenses but then have them count towards your spending budget and have the progress at any given point be way off, or just have all your fixed expenses be under Bills and Utilities but really have no idea what is what, other than having to rename the transactions, which is not as good as properly categorizing them instead, but them correctly not impact your true “spending budget.”