A way to create a goal for something you want to pay off or save up for - but from money that you sell things for or do side jobs for - so not from your regular budget money or regular pay - these are goals that would require extra work - but giving a nice visual for how hard you've been hustling or how close you are so you should hustle more thing. This way it wouldn't affect your budget or pull money automatically into a separate savings but you'd have an easy tracking.