I understand that Rockey Money's present logic detects bills as being paid when it detects a pending charge. However, this is misleading, and can be unhelpful and downright stressful as a customer can be sitting with a negative balance, likely already sweating impending automatic billing events, only to be relieved by the notification from Rockey Money that their bill(s) have been PAID. Rocket Money should be flagging PENDING charges as evidence of a completed payment, please.

You all can fix this, I've no doubt. Perhaps a little extra logic such as, "if payment account have positive balance of at least the pending charge, then notify the bill as paid." Or more simply: "If charge is finalized, then notify bill as paid."